I now write on law and regulation facing the pensions sector for Professional Pensions and this portfolio will no longer be updated. Please read all my new articles on the Professional Pensions website.

The formation of a coalition between the Conservative Party and the Liberal Democrats in 2010 was unprecedented. It signalled a public distrust of both of the two main parties by demonstrating that no party had the overwhelming support of UK citizens.

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The revelations surrounding the National Security Agency (NSA) in the United States and the Global Communication Headquarters (GCHQ) in the United Kingdom show the disturbing penetration into people’s private lives that two of the “most liberal” Governments claim the authority for.

Like me, you should have received your polling card through your letterbox this week – and if you didn’t, why aren’t you registered to vote?

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You can’t tell me that the financial world isn’t deteriorating and hasn’t been for a while; in fact, this was one of the first points raised by the Conservative-Liberal Democrat coalition upon their formation in May 2010.